FinComBank - Balance Sheet, 2002-2008 (in MDL thou.)

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Balance Sheet, 2002-2008 (in MDL thou.)

		31.12.02	31.12.03	31.12.04	31.12.05	31.12.06	31.12.07	31.03.08	30.06.008
ASSETS
1.	Cash	18 055 902	26 963 296	43 169 202	59 958 198	79 186 651	143 542 890	129 795 646	129 020 045
2.	Cash and amounts due from banks	44 429 301	11 186 530	8 698 165	83 514 391	53 043 908	122 114 485	69 548 003	63 810 818
3.	Less: allowance for cash and amounts due from banks losses						365 120	402 872	592 745
4.	Cash and amounts net						127 749 365	69 145 131	63 218 073
5.	Cash and amounts due from the NBM	20 120 072	135 163 991	59 467 003	72 218 472	55 796 537	217 834 068	203 285 025	232 116 869
6.	Overnight amounts given	0	0	28 770 140	31 002 112	143 282 295	0	21 786 310	11 905 680
7.	Securities
	Government securities bought for sale	0	0	0	0	2 973 634	0	0	0
	Investment securities	21 432 568	22 927 357	37 128 146	40 399 570	107 499 773	94 347 493	66 885 239	47 388 742
	Less: allowance for investment securities losses						109 501	104 882	131 490
	Total Securities	21 432 568	22 927 357	37 128 146	40 399 570	110 473 407	94 237 992	66 780 357	47 257 252
8.	Loans and requirements to financial leasing
	Loans	165 621 524	304 776 819	393 434 160	546 048 626	655 181 950	995 735 762	1 090 492 241	1 119 733 056
	Requirements to financial leasing	0	0	0	0	0	0	0	0
	Less: allowance for loan losses	5 132 557	910 047 958	11 965 169	18 148 595	26 378 435	39 686 298	43 326 367	43 019 734
	Net loans and requirements under financial leasing	160 488 967	294 728 861	381 468 991	527 900 031	628 803 515	956 049 464	1 047 165 874	1 076 713 322
9.	Fixed assets, net to depreciation	27 300 504	41 707 892	55 417 979	66 657 253	83 089 607	102 776 135	105 209 444	111 359 984
10.	Accrued interest receivable	2 976 777	3 876 961	5 571 610	7 699 463	11 316 984	17 331 717	23 151 834	30 170 954
11.	Other immovable property	6 300	259 069	112 948	0	4 236 334	5 471 314	5 700 166	1 610 851
12.	Other assets	7 699 698	7 501 912	8 779 591	12 421 064	12 722 657	31 487 983	24 292 754	37 258 204
13.	Less: allowance for other assets losses						735 601	709 615	843 943
14.	Other assets net						30 752 382	23 583 139	36 414 261
15.	TOTAL ASSETS	302 510 089	457 669 069	628 583 775	901 770 554	1 181 951 913	1 689 725 328	1 695 602 926	1 739 787 291

LIABILITIES AND STOCKHOLDER’S CAPITAL
LIABILITIES
16.	Noninterest bearing deposits
	Cash and amounts due to banks	0	0	0	136 119	1 754 616	2 280 223	99 729	274 031
	Personal deposits	9 603 906	10 554 033	12 783 823	16 758 918	22 972 117	28 929 677	32 836 419	33 986 893
	Corporate deposits	65 557 483	80 379 107	146 802 754	197 592 764	251 186 181	304 367 388	271 610 223	270 264 244
	Total noninterest bearing deposits	75 161 389	90 933 140	159 586 577	214 487 801	275 912 914	333 525 088	304 546 371	304 525 168
17.	Interest bearing deposits
	Cash and amounts due to banks	120 717	60 585	1 246	1 283	3 971	18 314 072	44 971 854	29 774 400
	Personal deposits	103 439 023	167 545 797	228 944 793	396 510 769	521 264 165	684 267 785	698 118 118	757 510 939
	Corporate deposits	5 514 201	21 201 696	40 303 652	52 766 284	64 309 736	79 719 625	69 922 336	94 610 409
	Total interest bearing deposits	109 073 941	188 808 078	269 249 691	449 278 336	585 577 872	782 301 482	813 012 308	881 895 748
18.	Total deposits	184 235 330	279 741 218	428 836 268	663 766 137	861 490 786	1 115 826 570	1 117 558 679	1 186 420 916
19.	Securities sold under REPO agreements	3 912 000	0	0	0	2 941 200	0	0	0
20.	Overnight amounts taken	0	0	0	0	0	0	17 000 000	0
21.	Other loans	33 155 235	82 128 941	69 416 343	73 877 567	110 003 286	200 318 073	202 068 366	209 740 797
22.	Accrued Interest Payable	1 157 332	1 998 146	2 549 811	3 252 015	4 519 246	8 783 240	10 763 366	9 885 834
23.	Other liabilities	3 091 927	6 430 019	6 706 198	14 288 469	12 186 717	45 924 969	8 521 021	15 566 822
24.	Subordinated debts	0	0	0	0	0	0	0	0
25.	Subordinated debts						2 983 873	4 146 780	4 172 012
26.	Total liabilities	225 551 824	370 298 324	507 508 620	755 184 188	991 141 235	1 373 089 082	1 360 058 212	1 425 786 381
STOCKHOLDER’S EQUITY
27.	Common stocks	35 538 100	41 600 000	65 000 000	84 500 000	92 900 000	129 544 200	129 544 200	129 544 200
28.	Preferred stocks	0	0	0	0	0	0	0	0
29.	Minus: treasury shares	0	0	0	0	0	0	0	0
30.	Total shares in circulation	35 538 100	41 600 000	65 000 000	84 500 000	92 900 000	129 544 200	129 544 200	129 544 200
31.	Capital surplus	17 609	17 609	17 609	17 609	17 609	73 306 009	73 306 009	73 306 009
32.	Reserve capital	15 330 553	12 394 661	13 615 774	16 041 411	17 886 124	19 696 124	17 810 000	20 000 000
33.	Revaluation reserve (indexation of fixed assets)	5 306 992	5 306 992	5 306 992	5 306 992	5 306 992	5 306 992	5 306 992	5 306 992
34.	Other reserves	0	0	0	0	0	0	0	0
35.	Retained earnings	20 765 011	28 051 483	40 720 354	40 862 082	74 699 953	88 782 921	109 577 513	85 843 709
36.	Total: stockholder’s equity	76 958 265	87 370 745	121 075 155	146 586 366	190 810 678	316 636 246	335 544 714	314 000 910
37.	TOTAL: STOCKHOLDER’S EQUITY AND LIABILITIES	302 510 089	457 669 069	628 583 775	901 770 554	1 181 951 913	1 689 725 328	1 695 602 926	1 739 787 291


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