FinComBank

Fees and commissions

3. Foreign Exchange Operations

No.	OPERATION TYPE	Commission	Notes
3.1.	Credit entries in foreign currencies on clients accounts	gratis
3.2.	Transfer of funds in foreign currencies from client’s accounts:
3.2.1	on the accounts in FinComBank	gratis
3.2.2	on the accounts in other banks:
3.2.2.1	• In USD and other hard currencies:
	- details of charges “OUR”	0,3%, min. 25 USD, max. 250 USD	2,4,9
	- details of charges “SHA”, “BEN”	0,2%, min. 15 USD, max. 150 USD	2,4,9
3.2.2.2	•in EUR:
	-details of charges “OUR”	0,3%, min. 25 EURO, max. 250 EURO	2,4,9
	- details of charges “SHA”, “BEN”	0,2%, min. 15 EURO, max. 150 EURO	2,4,9
3.2.2.3	• in non-convertible currencies	0,2%, min. 15 USD, max. 150 USD	2,4,9
3.3	SWIFT/Telex charges	10 USD	4
3.4	Amendment of payment instructions or cancellation of payment after execution	50 USD/EURO	4,6,10
3.5	Confirmation of crediting the beneficiary’s account	50 USD/EURO	4,6,10
3.6	Queries concerning the payment of funds in favour of the beneficiary	50 USD/EURO	4,6,10
3.7	Foreign exchange operations (foreign currency / Moldovan lei, foreign currency / foreign currency)	0,5 %	2,4
3.8	Export Letters of Credit:
	a) Advising of the received letter of credit to a client;	20 USD	4
	b) advising of a letter of credit to another bank;	20 USD	4
	c) Notifying the Bank client about amendments in the letter of credit terms and conditions;	10 USD	4
	d) Notifying another bank about amendments in the letter of credit terms and conditions;	10 USD	4
	e) Receiving and checking the client’s documents referring to the letter of credit;	0,2% (min 35$, max 300$)	2,4
	f) transfer of a letter of credit to another beneficiary;	0,3% (min 35$, max 300$)	2,4
	g) cancellation of a letter of credit prior to its expiration date;	20 USD	4
	h) transfer of SWIFT / Telex message;	10 USD	4
	i) submission of request when a client’s instructions are not complete or clear enough;	20 USD	4,6
	j) reimbursement of courier and post expenses	According to fact	4
3.9	Import Letters of Credit:
	a) Preparing of the draft LC	100 lei	-
	b) Opening of a paid credit	0,3 %, min. 50$, max.300$	2,4
	c) Financing of an unpaid credit	In accordance with the additional agreement	-
	d) Amendment to the LC terms and conditions	30 USD	4
	e) cancellation of a letter of credit prior to its expiration date;	50 USD	4
	f) Checking of documents referring to LC (FinComBank serves as executing bank)	30 USD	4
	g) Revelation of discrepancies in the documents submitted by a client	30 USD	4
	h) Execution of payment	20 USD	4
	i) acceptance letter of credit by the third bank	According to fact	-
	j) Reimbursement instructions to the third bank	20 USD	4
	k) transfer of SWIFT / Telex message;	10 USD	4
3.10	Documentary collection
	a) Documentation against payment or accept	0,25%, min. 15$, max.250 $	2,4
	b) submission of request when a client’s instructions are not complete or clear enough;	20 USD	4,6
	c) Return of the unpaid documents	30 USD	4
	d) sending of document for collection	0,25 %, min. 15$, max.250 $	2,4
	e) changing of payment orders in the collection letter	35 USD	4
	f) reimbursement of courier and post expenses	According to fact	-
3.11	Guarantees
	a) Issue of a paid guarantee	0,3%, min.35$, max.300$	2,4
	b) Issue of an unpaid guarantee	According to agreement	-
	c) enlargement of guarantee amount	0,3% of the enlarged amount	4
	d) Another amendments to the guarantee terms and conditions	35 USD	4
	e) Cancellation of guarantee	35 USD	4
	f) Payment by guarantee	20 USD	4
	g) Confirmation of guarantee by a foreign bank	According to fact	-
	h) Advising of guarantee	35 USD	4
	i) Notification about amendment to the guarantee terms and conditions or its cancellation	10 USD	4
	j) Transfer of demand for payment by the guarantee advised by the Bank	35 USD	4
3.12	Issuing a notice on transfer execution at the same date to a client orally or by SWIFT/Telex	20 lei	1
3.13	Servicing of the client’s external debt	100 lei	1,13

Explanation of the notes specifying application of the tariffs

1.	Per unit (document, check book, bank card).
2.	From the amount
3.	Payment charged on the day when client has applied for check book submission
4.	Payment executed in foreign currency or its equivalent in Moldovan lei according to the exchange rate set forth by the NBM for the day of operation.
5.	Except documents from budget-covered organizations.
6.	When carrying out operations on client’s initiative.
7.	Payment in Moldovan MDL according to the official exchange rate set forth by the NBM for the day of payment.
8.	Payment on the first working day of the current month for all current accounts opened with one branch of FinComBank.
9.	For each payment
10.	Commissions are collected in Euros on payments executed in Euros, or, in US dollars on payments executed in US dollars and other foreign currencies
11.	Payment for opening first current account in the appropriate branch of FinComBank.
12.	Payment for closing of the last current account in the appropriate branch of FinComBank.
13.	Payment for servicing the external debt.
14.	To be established in Euros on card accounts opened in Euros and in US dollars – on card accounts opened in dollars US and Moldovan lei.
15.	Should be held out from the amount of the erroneously entered funds
16.	Regardless of card copies number

The Bank reserves to itself the right to add tariffs without preliminary notice as well as amend them with following notification of its clients by way of putting up notice in the Bank’s premises and its web site www.fincombank.com
The above-mentioned tariffs are used only for regular operations. The Bank reserves to itself the right to charge special or additional commission if execution of operations requires additional, urgent or high risk work.

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