Aggregated Normative Capital (MDL thou.)

X

138 835,9

156 329,4

164 479,8

Tier I Capital

X

138 835,9

156 329,4

164 479,8

Tier II Capital

X

0,0

0,0

0,0

Adequacy of Risk Weighted Capital (%)

>12

20,98%

18,92%

19,92%

Coefficient of Long-Term Liquidity (P I)

<1

0,66

0,64

0,66

Long-Term Assets

152 069,8

176 999,8

185 402,1

Financial Resources

231 766,0

275 087,3

282 322,8

Coefficient of Current Liquidity (P II)

>20%

31,22%

24,37%

25,39%

Liquid Assets

281 514,3

250 404,8

261 340,2

Total Assets

901 770,6

1 027 330,8

1 029 248,0

Income Bearing Loans/Total Assets (%)

X

77,83%

78,06%

75,35%

Total Amount of “Largest” Loans " (MDL thou.)

X

150 481,2

200 732,5

165 460,8

Bad Debts and Non Interest Loans (MDL thou.)

X

13 292,8

30 595,5

36 948,1

Unfavorable Loans (Substandard, Doubtful and Bad Loans) (MDL thou.)

X

13 735,9

31 485,2

37 066,0

Total Credits/Total Assets (%)

X

60,55%

67,44%

67,51%

Total Unfavorable Loans /Total Assets (%)

X

1,52%

3,06%

3,60%

Unfavorable Loans /Total Loans (%)

X

2,52%

4,54%

5,33%

Loan Loss Provisions/Total Loans (%)

X

3,32%

4,18%

4,83%

Deposits with private persons and corporate entities/Total Assets (%)

X

73,61%

72,13%

72,28%

ROA (%)

X

3,36%

2,13%

2,65%

ROE (%)

X

19,10%

13,03%

16,17%

Net Interest Margin (%)

X

7,83%

6,77%

7,03%

Efficiency Index (%)

X

170,90%

178%

183%