Aggregated Normative Capital (MDL thou.)

X

182 012,8

182 012,8

160 504,6

Tier I Capital

X

182 012,8

182 012,8

160 504,6

Tier II Capital

X

0,0

0,0

0,0

Adequacy of Risk Weighted Capital (%)

>12

21,10%

21,10%

17,60%

Coefficient of Long-Term Liquidity (P I)

<1

0,68

0,68

0,77

Long-Term Assets

213 222,4

213 222,4

236 837,1

Financial Resources

313 521,3

313 521,3

305 632,7

Coefficient of Current Liquidity (P II)

>20%

36,80%

36,80%

25,23%

Liquid Assets

434 876,1

434 876,1

287 563,9

Total Assets

1 181 600,2

1 181 600,2

1 139 714,4

Income Bearing Loans/Total Assets (%)

X

69,25%

69,25%

74,05%

Total Amount of “Largest” Loans " (MDL thou.)

X

178 382,2

178 382,2

255 819,9

Total Amount of the Bank’s Liabilities to the Affiliated Persons and/or Groups of Persons< Acting Together with the Affiliated Persons (MDL thou.)

X

42 145,5

42 145,5

45 622,0

Bad Debts and Non Interest Loans (MDL thou.)

X

25 875,6

25 875,6

39 481,0

Unfavorable Loans (Substandard, Doubtful and Bad Loans) (MDL thou.)

X

29 865,4

29 865,4

37 184,3

Total Credits/Total Assets (%)

X

55,45%

55,45%

64,03%

Total Unfavorable Loans /Total Assets (%)

X

2,53%

2,53%

3,26%

Unfavorable Loans /Total Loans (%)

X

4,56%

4,56%

5,10%

Loan Loss Provisions/Total Loans (%)

X

4,09%

4,09%

4,40%

Deposits with private persons and corporate entities/Total Assets (%)

X

72,76%

72,76%

70,26%

ROA (%)

X

3,54%

3,54%

2,49%

ROE (%)

X

21,60%

21,60%

16,96%

Net Interest Margin (%)

X

7,14%

7,14%

7,07%

Efficiency Index (%)

X

175,42%

175,42%

172,99%