Aggregated Normative Capital (MDL thou.)

X

182 012,8

160 504,6

169 802,1

Tier I Capital

X

182 012,8

160 504,6

169 802,1

Tier II Capital

X

0,0

0,0

0,0

Adequacy of Risk Weighted Capital (%)

>12

21,10%

17,60%

17,02%

Coefficient of Long-Term Liquidity (P I)

<1

0,68

0,77

0,90

Long-Term Assets

213 222,4

236 837,1

304 442,8

Financial Resources

313 521,3

305 632,7

338 371,2

Coefficient of Current Liquidity (P II)

>20%

36,80%

25,23%

22,19%

Liquid Assets

434 876,1

287 563,9

272 893,0

Total Assets

1 181 600,2

1 139 714,4

1 229 848,1

Income Bearing Loans/Total Assets (%)

X

69,25%

74,05%

74,51%

Total Amount of “Largest” Loans " (MDL thou.)

X

178 382,2

255 819,9

243 783,8

Total Amount of the Bank’s Liabilities to the Affiliated Persons and/or Groups of Persons< Acting Together with the Affiliated Persons (MDL thou.)

X

42 145,5

45 622,0

27 101,4

Bad Debts and Non Interest Loans (MDL thou.)

X

25 875,6

39 481,0

43 055,0

Unfavorable Loans (Substandard, Doubtful and Bad Loans) (MDL thou.)

X

29 865,4

37 184,3

40 822,3

Total Credits/Total Assets (%)

X

55,45%

64,03%

66,41%

Total Unfavorable Loans /Total Assets (%)

X

2,53%

3,26%

3,32%

Unfavorable Loans /Total Loans (%)

X

4,56%

5,10%

5,00%

Loan Loss Provisions/Total Loans (%)

X

4,09%

4,40%

4,08%

Deposits with private persons and corporate entities/Total Assets (%)

X

72,76%

70,26%

69,47%

ROA (%)

X

3,54%

2,49%

2,90%

ROE (%)

X

21,60%

16,96%

19,80%

Net Interest Margin (%)

X

7,14%

7,07%

6,79%

Efficiency Index (%)

X

175,42%

172,99%

168,62%