|
Information on Financial Activities
Quarter II, 2008
| Financial Indicators |
Regulatory Value |
Actual Results |
| |
|
End of the year, previous
to the accounting year |
Quarter, previous to the
accounting one |
Accounting
quarter
|
| Aggregated Normative Capital (MDL thou.) |
X
|
303 330.8
|
325 248.2
|
303 346.8
|
| Tier I Capital |
MDL 100 mln.
|
303 330.8
|
325 248.2
|
303 346.8
|
| Tier II Capital |
X
|
0.0
|
0.0
|
0.0
|
| Adequacy of Risk Weighted Capital (%) |
>12
|
23.95%
|
23.57%
|
21.54%
|
| Coefficient of Long-Term Liquidity (P I) |
<1
|
0.78
|
0.78
|
0.90
|
| Long-Term Assets |
|
406 058.4
|
436 349.4
|
492 367.9
|
| Financial Resources |
|
522 393.3
|
562 016.7
|
548 262.9
|
| Coefficient of Current Liquidity (P II) |
>20%
|
32.50%
|
24.86%
|
25.36%
|
| Liquid Assets |
|
548 305.2
|
421 471.7
|
441 150.7
|
| Total Assets |
|
1 686 990.1
|
1 695 602.9
|
1 739 787.3
|
| Income Bearing Loans/Total Assets (%) |
X
|
72.25%
|
75.37%
|
76.97%
|
| Total Amount of “Largest” Loans " (MDL thou.) |
X
|
101 834.4
|
163 947.9
|
232 723.5
|
| Total Amount of the Bank’s Liabilities to the Affiliated Persons and/or Groups of Persons< Acting Together with the Affiliated Persons (MDL thou.) |
X
|
59 048.4
|
114 921.2
|
92 800.8
|
| Bad Debts and Non Interest Loans (MDL thou.) |
X
|
46 489.5
|
43 290.6
|
32 636.4
|
| Unfavorable Loans (Substandard, Doubtful and Bad Loans) (MDL thou.) |
X
|
49 317.5
|
57 004.0
|
48 024.7
|
| Total Credits/Total Assets (%) |
X
|
59.02%
|
64.31%
|
64.36%
|
| Total Unfavorable Loans /Total Assets (%) |
X
|
2.92%
|
3.36%
|
2.76%
|
| Unfavorable Loans /Total Loans (%) |
X
|
4.95%
|
5.23%
|
4.29%
|
| Loan Loss Provisions/Total Loans (%) |
X
|
3.99%
|
3.97%
|
3.84%
|
| Deposits with private persons and corporate entities/Total Assets (%) |
X
|
65.04%
|
63.25%
|
66.47%
|
| ROA (%) |
X
|
3.11%
|
4.04%
|
4.25%
|
| ROE (%) |
X
|
19.47%
|
20.82%
|
23.18%
|
| Net Interest Margin (%) |
X
|
7.23%
|
6.83%
|
6.53%
|
| Efficiency Index (%) |
X
|
170.28%
|
183.45%
|
172.75%
|
Information on Financial Activities / 2 quarter 2008 >
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