| |
31.12.10 |
30.09.11 |
| Interest Income |
| Interest income on loans due to banks |
2 023 342 |
1 730 661 |
| Interest income on short-term placements |
714 464 |
92 835 |
| Interest income (dividends) on securities bought for sale |
0 |
0 |
| Interest income (dividends) on investment securities |
16 267 804 |
15 346 779 |
| Fee and commission income |
94 462 710 |
79 749 751 |
| Other interest income |
0 |
0 |
| Total interest income |
113 468 320 |
96 920 026 |
| Interest expenses |
| Interest expenses on loans due to banks |
305 546 |
2 657 |
| Interest expense on customers deposits |
62 599 944 |
44 269 001 |
| Interest expense on corporate deposits |
3 911 102 |
1 893 583 |
| Total interest expense on deposits |
66 816 592 |
46 165 241 |
| Interest expenses on overnight loans |
9 125 |
4 890 |
| Interest expense on other loans |
23 287 674 |
17 801 326 |
| Total interest expense on loans |
23 296 799 |
17 806 216 |
| Total interest expenses |
90 113 391 |
63 971 457 |
| Net interest income |
23 354 929 |
32 948 569 |
| Less: loan loss provisions |
85 509 286 |
1 750 382 |
| Net interest income after loan loss provisions |
(62 154 357) |
31 198 187 |
| Non interest income |
| Income (losses) on securities for sale |
1 941 722 |
6 |
| Income (losses) on investment securities |
166 534 |
241 566 |
| Foreign exchange gain (loss) |
30 783 908 |
21 195 213 |
| Commission income |
42 302 308 |
26 598 993 |
| Other non interest income |
7 221 100 |
24 852 871 |
| Total non interest income |
82 415 57 |
72 888 649 |
| Non interest expenses |
| Expenses related to salaries |
32 081 267 |
25 017 522 |
| Premium |
651 748 |
4 599 781 |
| Deductions to pension and social funds, and other payments |
9 382 263 |
8 229 953 |
| Expenses on foxed assets |
19 890 593 |
13 165 040 |
| Taxes and fees |
619 158 |
969 332 |
| Payment for consulting and audit services |
654 894 |
1 318 093 |
| Other non interest expense |
40 069 014 |
19 821 531 |
| Assesments for allowance for non interest assets losses |
2 103 269 |
25 599 |
| Assesments for contingent liabilities losses |
(1 617 577) |
(197 844) |
| Total non interest expenses |
103 834 629 |
72 949 007 |
| Net income (loss) before taxation and extraordinary articles |
(83 573 414) |
31 137 829 |
| Income tax |
202 993 |
2 981 |
| Net income (loss) before extraordinary articles |
(83 776 407) |
31 134 848 |
| Extraordinary income (loss) |
0 |
0 |
| Income tax* |
0 |
0 |
| Extraordinary income (loss) less income tax* |
0 |
0 |
| Net income (loss) |
(83 776 407) |
31 134 848 |
