| |
31.12.09 |
30.06.10 |
| Venituri aferente dobanzilor |
| Interest income on loans due to banks |
3 950 678 |
1 083 417 |
| Interest income on short-term placements |
733 909 |
501 002 |
| Interest income (dividends) on securities bought for sale |
0 |
0 |
| Interest income (dividends) on investment securities |
15 394 487 |
7 448 280 |
| Fee and commission income |
158 752 825 |
52 084 509 |
| Other interest income |
0 |
0 |
| Total interest income |
178 831 899 |
61 117 208 |
| Interest expenses |
| Interest expenses on loans due to banks |
1 166 307 |
261 061 |
| Interest expense on customers deposits |
95 095 157 |
34 441 572 |
| Interest expense on corporate deposits |
12 049 999 |
2 889 866 |
| Total interest expense on deposits |
108 311 463 |
37 592 499 |
| Interest expenses on overnight loans |
893 825 |
7 375 |
| Interest expense on other loans |
25 580 141 |
9 996 164 |
| Total interest expense on loans |
26 473 966 |
10 003 539 |
| Total interest expenses |
134 785 429 |
47 596 038 |
| Net interest income |
44 046 470 |
13 521 170 |
| Less: loan loss provisions |
18 990 855 |
19 364 701 |
| Net interest income after loan loss provisions |
25 055 615 |
(5 843 531) |
| Non interest income |
| Income (losses) on securities for sale |
6 861 |
1 941 443 |
| Income (losses) on investment securities |
122 639 |
15 681 |
| Foreign exchange gain (loss) |
16 590 705 |
10 935 688 |
| Commission income |
46 934 676 |
21 954 447 |
| Other non interest income |
16 920 803 |
5 846 129 |
| Total non interest income |
80 575 684 |
40 693 388 |
| Non interest expenses |
| Expenses related to salaries |
31 431 621 |
16 082 125 |
| Premium |
3 984 352 |
180 881 |
| Deductions to pension and social funds, and other payments |
10 020 259 |
4 600 504 |
| Expenses on foxed assets |
21 292 679 |
10 985 839 |
| Taxes and fees |
366 871 |
208 544 |
| Payment for consulting and audit services |
1 238 102 |
220 497 |
| Other non interest expense |
33 226 035 |
10 282 494 |
| Assesments for allowance for non interest assets losses |
(339 210) |
2 076 547 |
| Assesments for contingent liabilities losses |
(1 425 864) |
(607 886) |
| Total non interest expenses |
99 794 845 |
44 029 545 |
| Net income (loss) before taxation and extraordinary articles |
5 836 454 |
(9 179 688) |
| Income tax |
0 |
5 131 |
| Net income (loss) before extraordinary articles |
5 836 454 |
(9 184 819) |
| Extraordinary income (loss) |
7 950 |
0 |
| Income tax* |
0 |
0 |
| Extraordinary income (loss) less income tax* |
7 950 |
0 |
| Net income (loss) |
5 844 404 |
(9 184 819) |
