Legal framework

Laws

• Law on Financial Institutions
• Law on the National Bank of Moldova
• Law on Joint-Stock Companies
• Law on Securities Market
• Law on Promissory Notes
• Law on Leasing
• Law on Collateral
• Law on Prevention and Combating Money-Laundering

Normative acts of the National Bank of Moldova

• Instruction on specificity of emission of banking securities/bonds and the order of issuing permission for their emission by the National Bank of Moldova
• Regulations on possessing a considerable quota in the bank’s capital
• Regulations on banks’ licensing
• Regulations on requirements to bank's administrators
• Regulations on opening bank’s branches
• Regulations on capital adequacy taking into account accepted risk
• Regulations on bank's liquidity
• Recommendations of the National Bank of Moldova on internal control systems in commercial banks of Republic of Moldova
• Regulations on interest rate risk management
• Regulations on order of forming and maintenance obligatory reserves by commercial banks of Republic of Moldova
• Regulations on open foreign exchange position
• Instructions on National Bank's operations at open market
• Regulations on applying lombard advantages between the National Bank of Moldova and commercial banks
• Regulations on credit activity of the banks of Republic of Moldova
• Rules on transactions with affiliated persons of the commercial banks including lending
• Regulations on issuing credits by the banks to their employees
• Regulations on “large” credits
• Regulations on credits’ classification and forming allowances for credit losses (risk fund)
• Regulations on commercial banks’ consortium crediting
• Regulations on overdue credits
• Instructions on the order of issuing credits in foreign currency
• Instruction on registration and licensing of private external liabilities by the National Bank of Moldova
• Regulations on clearing in the Republic of Moldova
• Regulations on organizing by the banks payments with cards on the territory of Moldova
• Regulations on opening and closing accounts in the banks of the Republic of Moldova
• Foreign exchange regulations on the territory of the Republic of Moldova
• Rules on organizing and functioning of foreign exchange offices, including exchange offices in hotels on the territory of the Republic of Moldova
• Instructions on opening, managing and closing the accounts of juridical persons-residents with the banks abroad
• Instruction on order of compiling and presenting the financial reports by banks
• Regulations on organizing interbank payments on the territory of the Republic of Moldova