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[ 03-12-2008 ]

Normative acts of the National Bank of Moldova

Regulations on credits’ classification and forming allowances for credit losses (risk fund)

(No.164 оf 06.22.1998)

According to these Regulations banks should classify all credits. Beginning from January 1st, 1997 on the basis of the total sums of credits in each category the size of transfers in the risk fundis being carried out in the following proportions:

Standard – 2%,
Supervisory – 5%,
Substandard – 30%,
Doubtful – 75%,
Bad – 100%.

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Normative acts of the National Bank of Moldova